Before we start any kind of reader-writer relationship here, I am going to be completely honest with you. I am not rich and I probably never will be rich. I have also never written a blog before. If you want to shut this browser down right now and return to watching cat videos on YouTube then I will absolutely not blame you. I mean, who the hell am I to be giving you advice on how to save money when I am a completely unqualified twenty-something? Well, that’s a super valid point, and it’s actually something I’ve been thinking about a lot lately.
If you skipped my about me section, then let me take a moment to introduce myself and explain why you should bother spending your valuable time reading my money saving advice. My name is Olivia and I am the first person to order rounds of tequila shots for my mates on a night out, and I’m also the first person to order the $22 avocado toast at brunch purely because I saw it on Instagram two days ago. I can attest that I spend far too much money on coffee and chocolate because I am unashamedly a nightmare to deal with if there is no sugar or caffeine flowing through my blood stream. I like to lift heavy weights at the gym as a way to counteract the absurd amount of chocolate I inhale, and then act like I am the epitome of health by sharing with all my family and friends how much protein I drink after I work out. I also really like to travel. Wow – a twenty-five year old white girl that likes to travel around Europe and post Instagram photos of herself standing in a London photo booth with the caption #solotravel. Shocker, I know.
Why should you care about any of this though? Well, if you are a twenty-something making barely any money but still wanting to live your best life AND save your money, then we are definitely on the same page. I know from personal experience how bloody hard it is to save money without giving up all of the things that I enjoy. Hell, if I had to give up my coffee and brunch then I’m not even sure my life would be worth living. Being a twenty-something is really hard because, more often than not, we don’t have stability. Our life circumstances are constantly changing and so it makes consistently saving money really challenging. I’ve lived at home, lived in share houses, lived in different parts of the world, studied full-time, been unemployed, worked casual hospitality shifts, received Centrelink payments, had a full-time job and everything else in between. Despite all of these differing circumstances that come with being young, I’ve still managed to always save my money consistently. I haven’t saved because I make a shitload of money, or because I have a trust fund, or because I’m too comfortable to move out of Mummy and Daddy’s house. No, I’ve saved this money because I’m smart with the small income that I do receive and I’ve created a plan that makes it really easy to stick to a money saving routine.
So, if you’re sick of living pay cheque to pay cheque, but not quite ready to give up your young and carefree lifestyle, then I am the right person for you to take advice from. I am never going to preach to you that you can’t go out for drinks with your friends, or that you can’t treat yourself to new clothes, or that you have to give up holidays in order to save for a house deposit. I really do believe that there is more to life than saving money, especially because I think that we should be enjoying our youth while we have it. That being said though, there comes a point in life where we do have to become semi-responsible and actually start saving some money. If you’re looking to save money, for whatever it is that your heart desires, then this blog is for you. I don’t care if your goal is to save $7000 so you can finally pay off your loan for that tacky Contiki trip you took around Europe when you were 18. I also don’t care if your goal is to save $20,000 so you can go and blow it on the pokies in Las Vegas. Personally, my goal is to become a millionaire by the time I’m 50. In order to get there, I have a plan in place to save as much money as I can and invest it wisely. Don’t worry though, the plan definitely still includes spending money. I’m still going to keep travelling, treating my boyfriend to nice meals out, buying my mates’ coffee, and shouting my friends’ tequila shots. After all, no one likes a stingy bitch.
If you want to hear my plan, then you should probably stick around. If not, then I hope you keep enjoying those cat videos.
The Stingy Bitch
Based in Sydney, Australia.
Created in 2020.
This site and all of it’s contents are provided for entertainment purposes only and do not constitute personal financial advice. All products that are mentioned are general product advice only, not personal product advice. Not all options are presented and my opinions are subject to change. All content and posts have been prepared as a general summary only and is not intended to be financial advice with respect to any particular matter. This post should not be relied on with respect to any particular matter. If you have questions about any aspect of the content or this site or otherwise require personal financial advice, you ought to seek financial advice. The author disclaims liability to any person who relies on this post.
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