When I launched this blog a couple of weeks ago, I was honestly a bit of a nervous wreck. So much so that my housemate had to offer to sit with me while I clicked that oh-so-daunting POST button to share the site on Facebook. I’ve never had to put myself out there on social media before, and self-promotion is probably one of the scariest things that I’ve ever had to do (I’d even go as far as saying that it was scarier than that one time I jumped out of a plane). The scariest part wasn’t even the thought of everyone laughing at me as they read my blog while they were stuck in yet another Sydney train delay. For me, the scariest thing about posting this blog was that, as the site page views continued to increase, I started to panic about what the hell I was actually going to give you guys advice about. Sure, I’ve managed to save my money pretty successfully and I’ve helped my mate save money, but that’s because it’s easy to be upfront and blunt when it comes to my own personal financial situation. I realised that, for me to give you the advice that I follow myself, I’m just going to have to keep being honest and straightforward with all of you. So, if you’re ready for brutal financial advice so that you can actually save money, then let’s get started and talk about the one thing that you MUST do if you are ever going to be successful at saving your money.
The first thing that you need to do is think about WHY you are spending your time reading this blog. I’m sure some of you are only reading this because your parents have finally cut you off, most likely because they are fed up with lending you money to fund your exorbitant millennial lifestyle. Some of you are probably reading this because you’re done with making fake email accounts to keep accessing Spotify free trials and you figure it’s probably time to just man up, save your money and pay that $12 a month premium account fee. As for the rest of you, I’m sure you have your own reasons for being here, and I am down to find out what they are. I’d be willing to bet a substantial amount of money that, despite the differing circumstances that brought you all here, everyone has a solid savings goal in mind.
Having a money saving goal is the absolute #1 thing that you must do if you are ever going to be successful at saving your money.
The other day I asked some of my Instagram followers what their money saving goals were (@thestingybitchblog). Just look at some of these answers to see how vast the array of twenty-something money savings dreams really are:
If you have a goal to work towards then you are a lot more likely to actually succeed in saving your cash. If, on the other hand, you don’t have a goal to work towards then you are far more likely to keep throwing away your money on things that you don’t actually need and this means saying buh bye to your savings dreams.
I think it’s really important that you know that nobody actually cares what your savings goal is. It doesn’t matter how small, how big, or how crazy, you think this goal is – you should still go for it! Sure, the media makes it seem as if it is damn right impossible for any twenty-something to even dream about owning a house these days, but why should that stop you from trying? Your parents might think it’s crazy for you to want to want to save up and start your own business when you’ve got a perfectly good science degree under your belt, but you shouldn’t let that stop you from working your ass off to achieve this goal.
This goal is for you, and only you. If you want to save for a house deposit, then draw a picture of your dream home and stick it on your bathroom mirror to remind yourself every morning that this is what you are working towards. If you want to save money for a Brazilian butt lift, then frame a picture of Kim Kardashian and tape it to your work computer so you can stay motivated to save while you stare at it for 8 hours a day. Whatever it is, you do you.
So, what the hell are you waiting for? Figure out what your savings goal actually is, write it down somewhere so you don’t forget about it in five minutes time and let’s get working towards you hitting this goal.
The Stingy Bitch
Based in Sydney, Australia.
Created in 2020.
This site and all of it’s contents are provided for entertainment purposes only and do not constitute personal financial advice. All products that are mentioned are general product advice only, not personal product advice. Not all options are presented and my opinions are subject to change. All content and posts have been prepared as a general summary only and is not intended to be financial advice with respect to any particular matter. This post should not be relied on with respect to any particular matter. If you have questions about any aspect of the content or this site or otherwise require personal financial advice, you ought to seek financial advice. The author disclaims liability to any person who relies on this post.
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