Have you ever heard the saying “there’s no such thing as free money.” Well, ugh it’s true. Sorry to be the bearer of bad news but this post is not going to tell you how to find apps that just hand over free money. It is, however, going to tell you a bunch of apps that I personally use as a way to make legitimate money. Some of them require minimal effort, whereas some of them require a lot of effort. Either way, these apps are legit and I can personally vouch for the fact that I use them to make extra money.
1. Field Agent
This is hands down my favourite way to make a bit of extra cash. Field Agent is a mystery shopping platform that pays it’s users to complete a range of different tasks. The tasks range from something as small as answering a quick survey for $2, to larger tasks like completing in-store audits for $20 – $30. Initially the app doesn’t have that many high-paying jobs, but if you successfully complete a lot of tasks, then more jobs eventually become available. When you’ve made $25, you can cash your money out directly into Pay Pal.
One of the best tasks that I completed with Field Agent was a cafe audit at the start of this year. The app paid me $4 to answer a few questions about a cafe experience, and then reimbursed me another $4 to pay for something at the cafe. I seriously got free coffees AND made a bit of extra money for nearly a month by doing these tasks all around Sydney. I’ve also done convenience store price audits, reviewed new chocolate bars and asked some cashiers a few questions about the products they’re selling. It’s a bit of fun and a good way to make a bit of extra cash.
Check out Field Agent for yourself here.
I have absolutely no affiliation with Field Agent and won’t get anything if you use that link to sign up. I just really bloody love Field Agent.
2. Receipt Jar
Ok, I have to admit, this app is not going to make you much money very fast. The concept of it is great; you upload pictures of your shopping receipts in exchange for cash buuut in reality it’s extremely bloody time consuming. You can upload in-store and online receipts, so if you shop a lot then this might be the app for you. I’ve been using the app on and off for a few months now, and have made about $15. The app requires consistency and patience (something which I have to work on clearly), but if you’re willing to commit then you can make legitimate cash.
It’s also good to know that Receipt Jar only uses your receipts for market research purposes and claims that all information is made anonymous. All of your bank card information is always made anonymous on receipts anyway.
If you want to try it out for yourself, you can sign up with the code OLIVIAB3 to earn a bonus 200 points.
Complete disclosure – I’m not affiliated with Receipt Jar but I will also get a bonus 200 points if you choose to use that code.
3. Octopus Surveys
Like I said before, I am not the most patient person. This is exactly why I am not the best person to talk to about completing surveys for money. Sometimes, I get on a roll and complete a bunch of surveys for money and other times I cannot be bothered completing a single survey in a span of six months.
That being said, when I do want to complete surveys, my go to website is Octopus. Once you’ve completed $20 worth of surveys on this site, you have the option to redeem the balance as cash or as an e-gift card for a bunch of different retailers.
If you think you’re going to be more committed than me and actually want to start smashing out those surveys, you can sign up here.
Again, I’m not affiliated with Octopus in any way, they just give that $20 referral link to everyone when they sign up.
Pure Profile is another survey site that I (very occassionally) use to complete surveys. I haven’t actually ever received cash from this app though so I can’t personally vouch for it but I have heard good things.
Ok, if you haven’t already heard me talking about Cash Rewards then you haven’t been paying quite enough attention to The Stingy Bitch. Cash Rewards is one of my fave apps because it’s automatic cash back every single time you make a purchase. Technically this means you have to spend money to make money, but if you’re planning to spend money on something anyway, then this is an awesome way to make a few extra bucks.
Booking a weekend getaway? Get cash back.
Need to buy car insurance? Get cash back.
Shopping for groceries at Woolworths? Get cash back.
Want new clothes? Get cash back.
Cash Rewards has both an online and in-store option. If you are buying online, all you have to do is click on the store through Cash Rewards and the cash back will automatically be added to your account (just be sure not to navigate away from the page or Cash Rewards won’t be able to track your cash back). If you’re buying in-store, then all you have to do is link your card to the app and shop at participating stores to get the automatic cash back.
To get a free $10 in your Cash Rewards account when you sign up, click here.
That $10 referral link is given to everyone and, if you do choose to use it, we will both get a free $10 in our account when you make your first $20+ purchase through Cash Rewards.
This app has pretty much the exact same premise as Cash Rewards. It works by giving you cash back every time you make an online purchase. All you have to do is click on the retailer website through the app, make a purchase and the cash back will be automatically sent to your Shop Back account.
When I’m looking to buy something online, I firstly check to see if the retailer is on either Shop Back or Cash Rewards and then I use whichever app which gives me the highest percentage of cash back.
Seriously, these apps are one of the easiest and most legit ways to make a bit of extra money. Often the cash takes a few months to come back to you, so it feels like a nice little bonus that you’ve kinda forgotten about when that money does finally hit your account.
For a free $5 in your Shop Back account when you sign up, click here.
Similar to Cash Rewards, that referral link is given to everyone and just means that we will both receive $5 in our Shop Back accounts if you choose to use it to sign up.
Do I Have To Claim This Money On Tax?
The short answer for most of these apps is: yes.
The ATO defines this kind of income as being a part of the ‘sharing economy.’ This means that it is economic activity through a digital platform. Technically, any form of income needs to be tax-declared so that would include earning an income from odd Field Agent jobs, taking pictures of your receipts and completing surveys.
More information can be found on the ATO site here.
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The Stingy Bitch
Based in Sydney, Australia.
Created in 2020.
This site and all of it’s contents are provided for entertainment purposes only and do not constitute personal financial advice. All products that are mentioned are general product advice only, not personal product advice. Not all options are presented and my opinions are subject to change. All content and posts have been prepared as a general summary only and is not intended to be financial advice with respect to any particular matter. This post should not be relied on with respect to any particular matter. If you have questions about any aspect of the content or this site or otherwise require personal financial advice, you ought to seek financial advice. The author disclaims liability to any person who relies on this post.
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